HAS YOUR LIFE'S PLAN CHANGED?
"Subjecting your life insurance portfolio to a formal Performance Evaluation is an important, financially sound practice."
A benefit we offer at no cost.
Your permanent life insurance policy is a financial product funded with specific performance expectations. Cash accumulation goals for retirement. Survivor income for your family. Funding strategy for your estate plan. Have you compared actual results versus original expectations?
If not, you may be in for quite a shock. Your policy may be at risk and could lapse!
Many cash value policies are interest-sensitive, meaning some elements of the policy -dividends, cash values and even premiums- can change as interest rate conditions change. Declining interest rates and vulnerable markets place many policies in jeopardy of lapsing.
Performance Evaluation is a process initiated from dramatic changes in the life insurance marketplace over the past decades. While today's low interest rates and underperforming dividend performance have caused the bottom to drop our on many policies, the life insurance industry has responded with some of the best-priced, most efficient products ever available.
The Perfomance Evaluation program gives you an understanding of actual performance, with eye towards maximizing value.
Step 1 - Performance Evaluation.
Analyze your policy to make certain that current premiums fulfill your expectations.
Step 2 - Market Survey.
Determine if you can reduce your premiums, enhance cash accumulation or extend the life of your coverage.
Step 3 - Solution.
Recommend changes if needed to your current policy that meet your goals and expectations.
This free evaluation report provides the analysis you need to make informed decisions on this very important financial product - your life insurance policy.